One of our goals while in Australia was to open a joint account we could send money to. It also served the dual purpose of proof we are a real couple for Oui's eventual permanent residency application.
When we opened our joint account in Thailand the clerk acted as if the 1.3% interest was a simply stunning offer by the bank, but having lived in Australia I knew it was actually shit. Had we opened the account in only Oui's name we could have gotten a higher interest rate, but as I am not Thai 1.3% was 'good'.
One of the few days we were in Sydney I decided it would be a good time to open an account and as my ex works for Westpac we tried there first. Everything looked good until I formed the clerk asked if I have any other identification (I'd given him my passport). I said that no, I didn't, and asked what kind of identification he needed as he already had my passport.
To cut that long story short, they would happily accept Oui's passport as sufficient identification but for me (an Australian) my passport was not enough.
A highly ridiculous part of our exchange:
Clerk: I need the stamp from when you entered Australia.
Me: It's all done electronically now.
Clerk: Yes, so I'll need a stamp.
Me: It's an electronic passport - there is no stamp.
I was incredulous at this but instead of getting angry I just said "ok, thanks", took our passports, and left. I was on holiday after all.
Next door was ANZ and I thought "why not give them a try too?", I'm happy to report the staff there were incredibly helpful. Any future accounts I open will be with them, my confidence in their service is so high.
Unfortunately they had the same problem, but this time I was presented with a list of possible forms of identification I could use. I needed a certain number of 'points' and looking through the list I was amazed to find that there was no way I could possibly have enough to open an account in Australia (I had already presented my passport and she informed me that it wasn't possible to also use a full birth certificate because of this).
We gave up at that point but luckily my ex later came to the rescue, pulling a few strings that resulting in our joint account at Westpac.
When I got back from Europe,
When I got back from Europe, I was staggered to find not a single stamp in my newly minted passport. My friend Ash had an entry and exit pass into France. ??? Maybe his passport was older, so that's why they stamped it.
We are with Westpac also, mainly because Kim worked for them as a bank teller for 8 years in the 80's and early 90's and I think we got a cheaper home loan.
I find it embarrassing that in country like ours, a person has to rely on "strings" being pulled to get the job done. I thought that sort of stuff was impossible nowdays due to "the system". I'm very happy for you, but I wonder who decided that they wanted to make life tough for Australian-born overseas residents like that.
I'm glad you get on well with your ex.
I believe that the
I believe that the identification requirement the bank had is not unique to them but is also used by other institutions, which means that I would have this problem practically everywhere.
They really need to update their process to accommodate electronic/stamp-less passports, because there is a provision where if you've entered the country within 60 days your passport is enough. This apparently applies to everyone, but because I had an electronic passport they couldn't verify my date of entry.
Thank the gods for my ex!
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